All Things Refinance
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Debt Consolidation
How incredible would it feel to be debt free? No payments except for the house payment? No car payments, no credit cards, no student loans or personal loans – all gone. It is incredibly freeing! As a Home Owner, you have the power to be your own bank, paying off high interest rate loans and bills with the lowest interest rate money available – home mortgage money. Beat the Big Banks and Credit Card Companies at their own game. Learn How – Click Here Now
Cash Out
Your home is a great reserve of cash to use as you see fit. Access your cash for whatever you desire. It’s the least expensive place to borrow money from – yourself. Massive appreciation in recent years has created more home equity than any other time. It’s your equity, do what you see fit. We’ll show you how.
VA Cash Out
Veterans deserve great benefits. The VA Cash Out home loan that allows a veteran to access every single bit of his/her home equity is a great benefit. Imagine being debt free except for the house payment. Yes you can use it to pay off the car, truck, credit cards, store cards, furniture, personal loans… you name it. Civilians can’t touch this… their rates and borrowing caps are much more limiting. It’s your home and your equity and as a Veteran you are free to do with it, whatever you please. Click to learn the important do’s and don’ts.
Divorce Buyout
As a separation or divorce occurs, home owners have the ability to consider the equity and remaining mortgage as a key part of settling up financial arrangements and maintaining a consistent home for the remaining spouse and in many cases children. There are many options and even more limitations to what can be done. Click here to learn the critical do’s and don’ts as well as the options and limitations.
Lower Rate
It’s always a good question to ask. “Can I get a lower rate?” If your current mortgage rate is higher than what’s available today, you are over paying the bank. That’s like giving your bank a tip every month. Of course there’s more to improving your rate than just knowing rates are lower. There are lots of hidden things to be on the lookout for to make sure you don’t get taken advantage of by a savvy, or sneaky loan officer. Many are very good at math and just looking to sell you a loan. Click here to get the inside scoop.
Jumbo Cash Out
As a home owner with a High Value Property you fall into the Jumbo category. Lately, Jumbo rates have been much lower than conventional rates. This makes accessing your equity very attractive. Your home is a massive reserve of cash. Using a Jumbo loan can be difficult if you don’t have the proper approach. It can also be an expensive transaction if not approached properly. The secrets to easy and no cost jumbo borrowing are available here. Click here to review the critical factors to successful jumbo cash out borrowing.
VA IRRRL
If you are a veteran with an existing VA loan and todays rates are lower than what you have – you have access to a hassle free, way to lower your rate and monthly payment. It’s called the Interest Rate Reduction Refinance Loan – or IRRRL. Civilians can’t get this – only Veterans. It can be a no cost, no qualifying transaction when positioned properly by the loan officer helping you facilitate your IRRRL. Click here to learn more about this great Veteran Home Loan Benefit.
Delayed Financing
Being a “Cash Buyer” is one of the best ways to win a contract in a competitive market. However, leaving all of the purchase price of a home, paid for in cash, in the house, not earning a return, left un-invested – may not be the best or most powerful use of your money. You can quickly and easily get up to 80% of your money back in just a few weeks using delayed financing refinance. Your home is going to appreciate and give you a return whether it’s free and clear or has a mortgage on it. Click here to learn more.